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	<title>Momma Knows Money &#187; Rachels Ramblings</title>
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	<link>http://mommaknowsmoney.com</link>
	<description>Finding You Grants for Individuals and Grants for Business!</description>
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		<title>Making Some Tweaks!</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/making-some-tweaks/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/making-some-tweaks/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 20:35:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=3192</guid>
		<description><![CDATA[Hi everyone! I&#8217;m trying to make some adjustments to the site that allow me to find and post information more quickly &#8211; sort of a real-time update of available grant programs as they are announced.  The posts might not be as pretty, but the goal is to get you more information, more quickly. So I&#8217;ll [...]
No related posts.]]></description>
			<content:encoded><![CDATA[<p>Hi everyone!</p>
<p>I&#8217;m trying to make some adjustments to the site that allow me to find and post information more quickly &#8211; sort of a real-time update of available grant programs as they are announced.  The posts might not be as pretty, but the goal is to get you more information, more quickly.</p>
<p><span id="more-3192"></span></p>
<p>So I&#8217;ll be fine-tuning things over the next few days and hopefully we&#8217;ll see some great results!!</p>
<p>Rachel</p>
<p>No related posts.</p>]]></content:encoded>
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		</item>
		<item>
		<title>Apologies</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/apologies/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/apologies/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 18:11:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=1763</guid>
		<description><![CDATA[Hi everyone!   You may have noticed that I haven&#8217;t posted for a bit.  I am so sorry about that.  I&#8217;ve been really busy in my other life as an accountant (it&#8217;s tax season!) and am trying desperately to get caught up. I&#8217;ve got a really cool plan underway for Momma Knows Money and I [...]
No related posts.]]></description>
			<content:encoded><![CDATA[<p>Hi everyone!   You may have noticed that I haven&#8217;t posted for a bit.  I am so sorry about that.  I&#8217;ve been really busy in my other life as an accountant (it&#8217;s tax season!) and am trying desperately to get caught up.</p>
<p><span id="more-1763"></span></p>
<p>I&#8217;ve got a really cool plan underway for Momma Knows Money and I think you&#8217;ll all love it, so don&#8217;t give up on me yet!</p>
<p>No related posts.</p>]]></content:encoded>
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		</item>
		<item>
		<title>News from the Homefront</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/news-from-the-homefront/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/news-from-the-homefront/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 16:10:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=1559</guid>
		<description><![CDATA[Hi everyone!  You might notice that things are changing just a little around here.  I&#8217;m trying to re-organize the grants and resources I find into categories so it&#8217;s easier to find the information you need.  So far, these are the categories I&#8217;m using: Art Grants Business Grants Education Grants Healthcare Grants Home Grants If you [...]
Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/business-grants/submit-your-idea-and-win-10000/' rel='bookmark' title='Submit Your Idea and Win $10,000'>Submit Your Idea and Win $10,000</a></li>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/stupid-grant-search-advice/' rel='bookmark' title='Stupid Grant Search Advice'>Stupid Grant Search Advice</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Hi everyone!  You might notice that things are changing just a little around here.  I&#8217;m trying to re-organize the grants and resources I find into categories so it&#8217;s easier to find the information you need.  So far, these are the categories I&#8217;m using:<span id="more-1559"></span></p>
<ul>
<li>Art Grants</li>
<li>Business Grants</li>
<li>Education Grants</li>
<li>Healthcare Grants</li>
<li>Home Grants</li>
</ul>
<p>If you have any suggestions for categories, or other ideas for how this site can better help you, let me know!  For example, how about a &#8220;Green Living&#8221; category for organic farming, farmers markets, solar energy, etc.?</p>
<p>Thanks <img src='http://mommaknowsmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/business-grants/submit-your-idea-and-win-10000/' rel='bookmark' title='Submit Your Idea and Win $10,000'>Submit Your Idea and Win $10,000</a></li>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/stupid-grant-search-advice/' rel='bookmark' title='Stupid Grant Search Advice'>Stupid Grant Search Advice</a></li>
</ol></p>]]></content:encoded>
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		<item>
		<title>Poll &#8211; Should I Continue?</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/poll-should-i-continue/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/poll-should-i-continue/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 09:52:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=1188</guid>
		<description><![CDATA[Here&#8217;s your chance (yippee!) to give me some input on the future posts here at Momma Knows Money.  I want to provide the most interesting, helpful information to you.  I thought it would be fun to include sweepstakes and contests in the website, but do you care about those?  Gimme a vote on this poll [...]
Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/' rel='bookmark' title='Gone Too Long!'>Gone Too Long!</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s your chance (yippee!) to give me some input on the future posts here at Momma Knows Money.  I want to provide the most interesting, helpful information to you.  I thought it would be fun to include sweepstakes and contests in the website, but do you care about those?  Gimme a vote on this poll so I know what you want!  Thanks <img src='http://mommaknowsmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> <span id="more-1188"></span></p>
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</div>
<p>Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/' rel='bookmark' title='Gone Too Long!'>Gone Too Long!</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why I Hate Chase Bank</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/why-i-hate-chase-bank/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/why-i-hate-chase-bank/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 21:43:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=1174</guid>
		<description><![CDATA[Yep, I said it.  I HATE Chase Bank.  Here&#8217;s why: In September I made a deposit to my account.  In October there was a withdrawal from my account for the exact same amount.  At this time, the bank was Washington Mutual. Now, since they hadn&#8217;t bothered to notify me of this reversal, I unknowingly overdrafted [...]
Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/uncategorized/bank-of-america-hardship-grant-scam/' rel='bookmark' title='Bank of America Hardship Grant Scam'>Bank of America Hardship Grant Scam</a></li>
<li><a href='http://mommaknowsmoney.com/uncategorized/one-of-many-paypal-scams/' rel='bookmark' title='One of Many Paypal Scams'>One of Many Paypal Scams</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Yep, I said it.  I HATE Chase Bank.  Here&#8217;s why:</p>
<p>In September I made a deposit to my account.  In October there was a withdrawal from my account for the exact same amount.  At this time, the bank was Washington Mutual.</p>
<p><span id="more-1174"></span></p>
<p>Now, since they hadn&#8217;t bothered to notify me of this reversal, I unknowingly overdrafted the account.  Then I started getting collection calls from Chase since they had just completed the WaMu takeover.  I reviewed my account activity and there was no way I made or authorized that withdrawal.  I asked Chase for more information.  They couldn&#8217;t track the transaction but confirmed that they had not taken it out of one account and posted it to any of my other accounts (yeah, no kidding &#8211; I could tell that too).  They were also able to confirm that it was an in-branch transaction.  Also interesting since I never go inside the bank.</p>
<p>I asked for a copy of the transaction.  Now comes the zinger.  I received a copy of the transaction and guess what the copy was&#8230; It wasn&#8217;t a copy at all, rather a printout saying &#8220;Sorry, we don&#8217;t have a copy of the transaction.&#8221;  I waited a WEEK to get a copy of a blank page.</p>
<p>In the meantime I&#8217;m still getting collection calls on the account and they&#8217;re threatening to write it off to bad debt.  Mind you, I haven&#8217;t made a deposit yet because I&#8217;m afraid they&#8217;re going to steal more of my money.  I explained the situation to no less than six representatives and filed a fraud complaint with them, asking them to substantiate the transaction.</p>
<p>It&#8217;s a month later, I still have no resolution, I haven&#8217;t received my deposit back and I&#8217;m STILL getting collection calls from Chase.  I&#8217;m going to make a deposit today, just enough money to keep them from calling me.</p>
<p>Here&#8217;s what I have to say in closing:</p>
<p>Dear Chase Bank,</p>
<p>I hope you choke on the government bailout dollars that you&#8217;ve so eagerly suckled from the teat of the American taxpayer.  Taking it out of both pockets &#8211; taxes on one side, and directly out of my account on the other side, what a way to live.</p>
<p>Don&#8217;t you think I have enough to do without tracking down YOUR mistake?  Perhaps if I were an incompetent, moronic boob, I too could get a 25 BILLION dollar bailout.  Do you know how much good I could do with that kind of money?  I sure wouldn&#8217;t be stealing even more from my customers, that&#8217;s for sure.  Or at least I would have the decency to buy them flowers after I (ahem) them.</p>
<p>Kind regards,</p>
<p>Ex-Customer</p>
<p>Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/uncategorized/bank-of-america-hardship-grant-scam/' rel='bookmark' title='Bank of America Hardship Grant Scam'>Bank of America Hardship Grant Scam</a></li>
<li><a href='http://mommaknowsmoney.com/uncategorized/one-of-many-paypal-scams/' rel='bookmark' title='One of Many Paypal Scams'>One of Many Paypal Scams</a></li>
</ol></p>]]></content:encoded>
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		<item>
		<title>Thanks!</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/thanks/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/thanks/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 18:25:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=1144</guid>
		<description><![CDATA[Wow!  Yesterday we had the highest number of visitors to the website so far!  YAY!  I guess that means the word is getting out about what I&#8217;m doing here.  What am I doing here?  Hopefully I&#8217;m providing some helpful information for you.  It can be really hard to track down information about grants and assistance, [...]
Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/' rel='bookmark' title='Gone Too Long!'>Gone Too Long!</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Wow!  Yesterday we had the highest number of visitors to the website so far!  YAY!  I guess that means the word is getting out about what I&#8217;m doing here.  What am I doing here?  Hopefully I&#8217;m providing some helpful information for you.  It can be really hard to track down information about grants and assistance, especially when you&#8217;ve got other worries on your mind.  Hopefully I can be like a friend to you &#8211; here when you need me <img src='http://mommaknowsmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />    We can all use a friend, right?</p>
<p><span id="more-1144"></span></p>
<p>Cheers!</p>
<p>Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/' rel='bookmark' title='Gone Too Long!'>Gone Too Long!</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Surprising Findings About Grants for Individuals</title>
		<link>http://mommaknowsmoney.com/grant-request/surprising-findings-about-grants-for-individuals/</link>
		<comments>http://mommaknowsmoney.com/grant-request/surprising-findings-about-grants-for-individuals/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 22:47:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Grant Request]]></category>
		<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=974</guid>
		<description><![CDATA[You know, I am really surprised that I have only gotten three requests to help people find grants in the past couple weeks.  Blown away actually.  Here I am, sitting at my desk waiting to help people, and nobody&#8217;s showing up.  What if I charged a little fee to offset the time it takes me [...]
Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/grants/emergency-grants-for-individuals/' rel='bookmark' title='Emergency Grants for Individuals'>Emergency Grants for Individuals</a></li>
<li><a href='http://mommaknowsmoney.com/grants/grants-for-individuals-in-georgia/' rel='bookmark' title='Grants for Individuals in Georgia'>Grants for Individuals in Georgia</a></li>
<li><a href='http://mommaknowsmoney.com/grants/economic-relief-grants-for-individuals/' rel='bookmark' title='Economic Relief Grants for Individuals'>Economic Relief Grants for Individuals</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-976" style="border: 10px solid white;" title="Surprise" src="http://mommaknowsmoney.com/wp-content/uploads/2009/11/Exclusive-Alert-150x150.jpg" alt="Surprise" width="150" height="150" />You know, I am really surprised that I have only gotten three requests to help people find grants in the past couple weeks.  Blown away actually.  Here I am, sitting at my desk waiting to help people, and nobody&#8217;s showing up.  What if I charged a little fee to offset the time it takes me to do the research?  I wonder if more people would ask for help then, because it wouldn&#8217;t be too good to be true? Let me know, because I really could use a few bucks <img src='http://mommaknowsmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><span id="more-974"></span></p>
<p>So anyway, here I am.  You&#8217;d better ask for research assistance now, before I raise the price <img src='http://mommaknowsmoney.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Related posts:<ol>
<li><a href='http://mommaknowsmoney.com/grants/emergency-grants-for-individuals/' rel='bookmark' title='Emergency Grants for Individuals'>Emergency Grants for Individuals</a></li>
<li><a href='http://mommaknowsmoney.com/grants/grants-for-individuals-in-georgia/' rel='bookmark' title='Grants for Individuals in Georgia'>Grants for Individuals in Georgia</a></li>
<li><a href='http://mommaknowsmoney.com/grants/economic-relief-grants-for-individuals/' rel='bookmark' title='Economic Relief Grants for Individuals'>Economic Relief Grants for Individuals</a></li>
</ol></p>]]></content:encoded>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>The Scoop</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/the-scoop/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/the-scoop/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 03:41:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=928</guid>
		<description><![CDATA[So I&#8217;m thinking that my blog is a little impersonal.  I work a lot at getting grants and other money making ideas up here, but there&#8217;s not much interaction ya know.  Not much yappity-yap going on and I&#8217;m going to work on that. Right this minute, I&#8217;m in a little bit of heaven because daddy [...]
No related posts.]]></description>
			<content:encoded><![CDATA[<p>So I&#8217;m thinking that my blog is a little impersonal.  I work a lot at getting grants and other money making ideas up here, but there&#8217;s not much interaction ya know.  Not much yappity-yap going on and I&#8217;m going to work on that.</p>
<p><span id="more-928"></span></p>
<p>Right this minute, I&#8217;m in a little bit of heaven because daddy took the kids out for a few hours.  I think this is the first time the house has been quiet in six months.  I practically don&#8217;t know what to do with myself, but a glass of wine is probably in order!</p>
<p>Thinking back, I started MommaKnowsMoney because I&#8217;m in constant pursuit of real ways to make money online and I know a lot of other people are too so I figured sharing is nice &#8211; or maybe Barney the purple dinosaur has taken over my mind.</p>
<p>Why try so hard to earn money online?  Look, I&#8217;m not lazy, far from it and I bet you aren&#8217;t lazy either.  I rarely sleep and spend my time taking care of my kiddos, working, cleaning house, cooking and all that.  I live in a rural area and due to the crap housing market (underwater on my house 50% &#8211; thanks mortgage meltdown) I can&#8217;t sell and move where there are more jobs.  If I could even get a job in this economy, I&#8217;d have a minimum two hours a day just for commuting time.  So that&#8217;s at least 10 hours/day that I&#8217;d have to pay for child care on top of all the other bills and expenses.  Working online saves me from the commute and I can save the $100/day child care expense.  Too bad I don&#8217;t have an extra bedroom in the house and I&#8217;d just have a live-in, but life didn&#8217;t go that way.</p>
<p>Anyway, I&#8217;m betting you&#8217;re in a similar boat.  Or you&#8217;re sick of working at your job.  Or you need a little extra to make ends meet.  Hopefully, I can share some good ideas with you and have a little fun along the way.</p>
<p>If there&#8217;s a question you have or something you&#8217;d like to see here, let me know!  Anyway, enough of my babbling,  I&#8217;ve got to get my drink on before the family gets back!</p>
<p>No related posts.</p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Gone Too Long!</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/gone-too-long/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 19:28:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=537</guid>
		<description><![CDATA[Holy cow!  I can&#8217;t believe how long it&#8217;s been since my last post.  Time is flying by and I&#8217;ve been knee deep in all kinds of stuff.  Not to worry, I&#8217;ll be back on schedule soon and posting more grants, sweepstakes and contests.  The money is out there, I&#8217;m just trying to track it down [...]
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<li><a href='http://mommaknowsmoney.com/uncategorized/watch-out-for-sweepstakes-award-letters/' rel='bookmark' title='Watch Out for Sweepstakes Award Letters'>Watch Out for Sweepstakes Award Letters</a></li>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/thanks/' rel='bookmark' title='Thanks!'>Thanks!</a></li>
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			<content:encoded><![CDATA[<p>Holy cow!  I can&#8217;t believe how long it&#8217;s been since my last post.  Time is flying by and I&#8217;ve been knee deep in all kinds of stuff.  Not to worry, I&#8217;ll be back on schedule soon and posting more grants, sweepstakes and contests.  The money is out there, I&#8217;m just trying to track it down for you!</p>
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<li><a href='http://mommaknowsmoney.com/rachels-ramblings/poll-should-i-continue/' rel='bookmark' title='Poll &#8211; Should I Continue?'>Poll &#8211; Should I Continue?</a></li>
<li><a href='http://mommaknowsmoney.com/uncategorized/watch-out-for-sweepstakes-award-letters/' rel='bookmark' title='Watch Out for Sweepstakes Award Letters'>Watch Out for Sweepstakes Award Letters</a></li>
<li><a href='http://mommaknowsmoney.com/rachels-ramblings/thanks/' rel='bookmark' title='Thanks!'>Thanks!</a></li>
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		<title>Ugly Tattoos Need Love Too</title>
		<link>http://mommaknowsmoney.com/rachels-ramblings/ugly-tattoos-need-love-too/</link>
		<comments>http://mommaknowsmoney.com/rachels-ramblings/ugly-tattoos-need-love-too/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 06:31:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rachels Ramblings]]></category>

		<guid isPermaLink="false">http://mommaknowsmoney.com/?p=368</guid>
		<description><![CDATA[EEEEKKKK!  Really &#8211; this is going to give me nightmares.  This is a REAL tattoo on some girl&#8217;s body.  A real, permanent, make your momma proud tattoo.  Courtesy of UgliestTattoos.com.  This site is AWESOME!  It&#8217;s &#8220;A Gallery of Regrets&#8221;.  You&#8217;re going to ask yourself &#8220;what were they thinking&#8221;?  And you&#8217;ll be so happy that someone [...]
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</ol>]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="aligncenter" title="Logo" src="http://ugliesttattoos.com/wp-content/uploads/2009/06/via_englishrussiadotom_werewolf.jpg" alt="" width="395" height="470" /></p>
<p><span id="more-368"></span></p>
<p>EEEEKKKK!  Really &#8211; this is going to give me nightmares.  This is a REAL tattoo on some girl&#8217;s body.  A real, permanent, make your momma proud tattoo.  Courtesy of <a href="http://www.ugliesttattoos.com" target="_blank"><strong>UgliestTattoos.com</strong></a>.  This site is AWESOME!  It&#8217;s &#8220;A Gallery of Regrets&#8221;.  You&#8217;re going to ask yourself &#8220;what were they thinking&#8221;?  And you&#8217;ll be so happy that someone posted their shame for everyone to see.</p>
<p>No, it has nothing to do with money which is the main focus of my writing, unless you consider the money that these unfortunate souls wasted on their permanent body disfigurement.  Anyway, view and enjoy.</p>
<p>And by the way, I really enjoy ridiculous blogs/websites like this.  If you have some favorites, please share them!</p>
<p>Don&#8217;t let your tattoo become an object of ridicule!  If you are ready to get inked, <a href="http://adjix.com/s6a2" target="_blank"><strong>check out these fantastic tattoo designs</strong></a>!</p>
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