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Downpayment Assistance

The Harris County Resource Center is offering a downpayment assistance program for folks in Harris County, Texas.

The home buyer must be a 1st time home buyer, as verified on last three years of income tax returns, or have lost previous home in extenuating circumstances, such as a loss due to a fire, flood, or hurricane.

Buyer must be credit and program approved through one of Harris County’s approved mortgage lenders, in order to receive assistance.

Buyer must have at least $350 or 1/2 of lenders required down payment to invest in the purchase, at least one credit score of 620, debt to income ratio (DTI) cannot exceed 42%, and cannot have more than $10,000 in liquid assets.

Learn more about this down payment program

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