Momma Knows Money » mortgage

Financial Help Available

admin — Tue, 06 Jul 2010 23:55:45 +0000

Scott Valley Salvation Army help available to those in need
Siskiyou Daily News
For rental assistance, a copy of the lease/rental agreement must be supplied. (No help is available for rental deposits.) • Anyone needing a food box must ...

Emergency Mortgage Assistance

admin — Sat, 12 Dec 2009 04:34:28 +0000

The Division of Family Assistance (DFA) provides Emergency Assistance (EA) in the form of payments to vendors for permanent housing for New Hampshire families that meet the eligibility requirements for Financial Assistance to Needy Families. EA payments can be applied to rent, mortgage and utility arrearages; rent and utility deposits; and fuel deliveries. EA payments allow families to obtain or retain safe and healthy housing.

Applicants for EA must be experiencing or threatened by one or more of the following:

homelessness;
termination of a utility; or
lack of heat, hot water or cooking fuel.

EA funds are meant to assist a family in resolving an emergency situation, after the family applies their own resources towards the situation. A family applying for EA must be without resources to meet an emergency situation, or the situation must require more resources than a family has available to resolve it.

Get more information and application

Emergency Grants in Florida

admin — Thu, 19 Nov 2009 21:05:33 +0000

Seminole County, Florida has several emergency grant programs to assist its residents. The hardship must have occurred a period of 90 days prior to the application. Availability of assistance depends on the amount of funds the county has available.

Types of assistance are:

Rent/Mortgage
Utilities
Child Care
Medical
Prescriptions
Burial/Cremation

Go to the website for applications

First Time Homebuyer Grants in Maine

admin — Tue, 21 Jul 2009 01:43:58 +0000

The Maine State Housing Authority offers a first time home buyer’s program called the “Gift of Green.” The program provides a grant of $5,000, but no more than 4 percent of the loan amount. Additionally, there is a $500 weatherization coupon available.

This program is for first time homebuyers (or if it has been at least three years since you owned a home). The$5,500 never has to be paid back. This grant can be used with the federal tax credit of $8,000, and the home energy improvements you make using the weatherization coupon may be used toward more federal tax credits, up to $1,500. That’s $15,000 TOTAL!

To be eligible the homebuyer must pay at least 1 percent of the loan with his or her own resources. There are a limited number of Gift of Green loans grants available so apply ASAP.

Go directly to the website for more information

Emergency Mortgage Payment Assistance

admin — Fri, 03 Jul 2009 17:32:52 +0000

The Connecticut Housing Finance Authority offers assistance and services to homeowners facing foreclosure. They administrate an Emergency Mortgage Payment Assistance program. This program provides financial assistance for up to five years (wow!) for Connecticut homeowners who have received a foreclosure notice. There are other eligibility requirements so be sure to read their brochure carefully.

Go to their website for help!

Grants for Struggling Homeowners

admin — Tue, 30 Jun 2009 21:20:23 +0000

We’ve been looking for a long time and finally found a group that offers emergency financial assistance and grants for struggling homeowners! The Rainy Day Foundation’s goal is to create and maintain responsible homeownership. Through the administration of the Rainy Day Program, the Foundation has provided emergency support to homeowners that experienced financial challenges.

Obviously we can’t guarantee that they’ll help everyone, but there is a handy little contact form on their website where you can submit your information.

Go to the Rainy Day Foundation website